Meet Your Credit Restoration Specialist at Moberly Motors

Struggling with credit but ready for a new car? The finance team at Moberly Motors is here to help. Whether you’ve faced bankruptcy, credit challenges, or just need a fresh start, we’ll work with you to explore financing options tailored to your situation. We can even help you secure a loan that may support rebuilding your credit over time — so you can move forward with confidence and get back on the road.

Get started today by contacting or visiting the Finance Center at Moberly Motors. Either way, a new car and an upgrade to your credit score await you.

How Can You Qualify for a Bad Credit Auto Loan?

Getting started is simple—just complete our secure online credit application. Once submitted, one of our credit specialists will review your information and reach out with the next steps. We'll talk through your vehicle preferences and share important details like estimated down and monthly payments to help you plan with confidence.

Quick tip: Making a larger down payment can boost your credibility with lenders, which may lead to more favorable loan terms and lower monthly payments. Unlike "buy here, pay here" programs or high-interest options, our goal is to help you rebuild your credit with a financing solution that truly works for you—and get you into the car you need at a payment you can afford.

What Will Credit Restoration Specialists Do for You?

At Moberly Motors, we believe everyone deserves a chance to get behind the wheel—whether you have excellent credit, poor credit, or none at all. Our finance team takes a holistic approach to car loans, looking beyond just credit scores or past challenges. We’ve built strong partnerships with lenders who specialize in helping buyers with credit obstacles get approved.

 

These lenders understand that your current situation matters most, which is why we consider factors like your income and available down payment to help match you with the right loan. Our credit specialists are here to guide you through the process—answering your questions, helping you choose the right loan, and setting you up for success both now and in the future.

All-In Convenience

At Moberly Motors, we strive to make the car buying process as easy and simple as possible. That’s why we help you get started from the comfort of your couch. Even with challenged credit, we’ll help you get approved for an auto loan. Members of our financing team carefully review your financing application and get back to you with our recommendations within business hours.

Got a trade-in? Check out our Value Your Trade online tool to get an idea of what you’ll earn from your current vehicle. Let us know a few basic details, and we’ll have an estimate to you in seconds—helping you budget your next purchase ahead of time.

If you’re still searching for your next ride, our online inventory is here to give you the details on all our new, used, and Certified Pre-Owned vehicles. For super-budget-friendly cars, explore our Vehicles Under $10k section for easy-to-purchase rides that still pack uncompromised quality.

Restore Your Credit in Moberly, MO

When you need bad credit auto financing or you’re ready to boost your credit score and get behind the wheel of a new ride, head to Moberly Motors's Finance Center. Our credit restoration specialists have seen nearly every credit situation imaginable and are here to help you with yours. While you’re here, don’t forget to schedule a test drive for any cars that stand out to you.